Barbell method.  In terms of finance, put 90% in low risk and secure investments, where downside is very low.  Put the remaining 10% in highly speculative investments which you can afford to lose but have super high upside if they hit.  Don't go for middle of the road investments. Let's apply this to how you spend your time.  Right now, you have an opportunity to barbell your life.  You've left Canada and reduced fragility in your life by selling your home, reducing debt and living in an economy where you have much more financial flexibility.  You have someone else running your business so you don't need to do the heavy lifting.  This means you have time during the week to read, write and work on pursuits of the mind, which you love.  You have created the opportunity for yourself to live in a way that most people don't.  You have the opportunity to earn money through your business, while actively engaging in other pursuits like family life, fitness and intellectual pursuits.  It's not a guarantee forever but it's something you have right now.  How can you minimize fragility in your life while maximizing the upside in finance, relationships, pursuits and time.