This is one fo my favorites in the bible.
"For we too were once foolish, disobedient, deceived, enslaved by various passions and pleasures, living in malice and envy, hateful, detesting one another. But when the kindness of God our Savior and his love for mankind appeared, he saved us not by works of righteousness that we had done, but according to his mercy through the washing of regeneration and renewal by the Holy Spirit."
craig ganssle