Surviving is of course the priority. In order to survive in this modern society, we need the numbers to be enough. The income need to be there, saving have to be made, debt need to be paid, cash need to flow. Money buy food and shelter. We need the numbers to survive first. No question.

Next?

Bigger number as redundancy, as insurance of potential famine. Okay.

Then?

More. Well, the house is too small, clothes are old, the kids need better education. Fine.

Enough?

No, more! The number is not big enough. For what? I don't know, they said we need a high return property. Saving is losing money, we have to buy hedge fund, stock. Whatever.

Wow, you have enough for your family to survive for decades now, chill time?

Survive? I can't call this survives. Struggling I am! The kid's boarding school's fee is high, the rental on the first property is barely covering the installment, both husband and wife need to work to maintain the standard of living in the city, and the petrol price just not going down.

A player in a number game. Quit!