Rory McDonnell

October 24, 2022

Sitting on cash

Markets continue to be quite volatile although no sign of major panic yet, just a steady grind downwards.

The 10-year treasury is sitting at an attractive 4.23%. Feels so strange to these type of risk free govt bonds at that level. The short term fed funds rate is 3.25% and expected to raise another 75 basis points in the next few weeks. Sitting on a large case percentage feels ok when you can lump it into an ETF like BIL and get a yield somewhat of over 3% and rising. Would prefer to be able to buy stocks but still no super attractive prices.

I have about 39% of my portfolio in cash right now, roughly half in USD earning about 3% and half in EUR earning 0%. No sign of any interest paying accounts in Ireland so far even though ECB are starting to raise rates. Might put some of my Euro into Bitcoin or Gold. 

About Rory McDonnell

Hi welcome to my personal blog where I discuss all things investing, philosophy, books, podcasts, or anything else I have found interesting lately. Hope you enjoy.