The Mayor

September 5, 2025

Lending through Options Contracts and Offers on Chia

What is Options Contract Lending?

It is a way to combine the Options Contract available in the Sage Wallet and Offer Files in such a way that it mimics an Over Collateralized Loan.

EXAMPLE: Making a $50 Loan for 30 days

The lender starts by figuring out how much they want to charge in interest and how much collateral to collect.

In this case, the lender will charge $0.39 interest and collect 6.5859 XCH as collateral (about $63.10 worth of XCH at today's price).

The lender needs to have access to both the wUSDC.b and XCH to initiate the loan.
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The Mayor
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