Boys, The greatest lie is "it's not that simple". In fact, true genius is always expressed via simplicity. Without a true teacher or mentor it's taken me 20 years to come to the conclusion that I'm sharing below. The biggest influences on my thinking that you two can also learn from are Jack Bogle (Vanguard and Bogleheads), and Warren ...

It's not your job to make other people happy, it's your job to make yourself happy. This is the lesson that I had to learn from my first marriage - the core mistake that I made because nobody had taught me this lesson or what it actually means. It took me over a decade to learn this, and I hope to figure out how to teach you before you...

While the summer of 2025 is one we'll all remember. I'm curious what you remember the most a decade from now. When people ask you what the best part was, you're quick to answer London and Croatia because of the cousins. I love that for both of you so much. Highlights: • 60 days, 13 cities, 7 flights, 6 trains, 3 boats, and so many cars...

Growth takes place through hardship. It doesn't matter what it is - health, fitness, career, hobby, etc... When you start you should be uncomfortable. It should be hard. In fact it usually feels hardest right before you achieve mastery. The modern world is comfortable and easy. This is the challenge. You have to figure out how to fight...

April 7, 2025 I’d imagine by the time you’re reading this you will probably already have studied what’s happening in your history classes. You’ll have the benefit of hindsight when you do, living through it is a different matter. President Trump started what the press is calling a trade war by launching global tariffs on other countrie...

December 5, 2024 I found out a friend passed away right before Thanksgiving. Kelly fought cancer for over two years - pretty remarkable actually. So while her passing wasn’t a surprise, it was still very hard to hear, and it’s still hard to think about. I found myself at a loss for what to do, and how to help Boaz and his family. What ...

November 13, 2024 Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes. — Benjamin Franklin, in a letter to Jean-Baptiste Le Roy, 1789 Last night I found out that a friend passed away on Saturday. I’ve been struggling process...

November 12, 2024 Last month I finished my Instrument rating. I spent over a year in training, weeks of prep for the written and oral exams, rescheduled check-rides with plane maintenance, summer vacation in LA, etc… This rating was an absolute grind. I was so exhausted (just completely mentally and physically spent) when I got home th...

I received notice that a customer is parting ways with us sometime early next year (maybe). You fight so hard in business to win a customer, and then something changes that's completely out of your control and you lose them. When this happens It's easy to feel like you're moving one step forward then two steps backwards. In business we...

Before we can talk about asset allocation, diversification, and investment selections we have to talk about risk and how we manage it. Simply speaking, the higher the risk, the more the potential return. For most of my adult life the US stock market has averaged 7-8% annual returns. This is incredible math and means that your investmen...

From the Bogleheads® investment philosophy: 1. Live below your means 2. Develop a workable plan 3. Never bear too much or too little risk 4. Invest early and often 5. Diversify 6. Invest with simplicity 7. Use index funds where possible 8. Minimize costs 9. Minimize taxes 10. Never try to time the market 11. Stay the course I recommend...

Boys, Children inherently know if something doesn't feel fair. Usually it's because you think your brother or someone else got something you should have as well. Sometime soon you're probably also going to think in terms of deserving something (or not). This is where things get tricky. We have to teach you to be fair in how you treat y...